Reverse ATMs & Cash to Card Kiosks

Self-Service Kiosks for Turning Cash
into Prepaid Debit Cards for Digital Payments

ABOUT

Cash-to-Card Kiosks & Reverse ATMs

Most venues and retail environments donโ€™t want to handle cashโ€”but many still need a way to accept it.

Cash slows transactions, increases labor, creates reconciliation headaches, and introduces avoidable risk. At the same time, going fully cashless can mean turning away customers who still rely on physical currency.

Cash-to-card kiosks, also known as reverse ATMs, solve that problem by converting cash into a prepaid card that can be used anywhere within your environment.

These systems are commonly deployed in high-traffic environments such as sports stadiums and arenas, college campuses, amusement parks, festivals, and large retail environments.

Once cash is converted, every transaction stays fully digitalโ€”eliminating the need to manage cash at each point of sale while still capturing revenue from cash-paying customers.

cash-to-card kiosks

Products

Cash to Card Kiosks: Hardware

Cash-to-card kiosks arenโ€™t just standalone devicesโ€”theyโ€™re part of a broader system for simplifying how payments are handled across your operation.

At REDYREF, these systems are designed to reduce the operational burden of cash while integrating with your existing payment environment. Instead of managing cash at every point of sale, you centralize it into a controlled, self-service workflow.

Our cash-to-card kiosk solutions combine commercial-grade hardware, secure transaction processing, and flexible software integrations to support a wide range of deployment environments.

Each system is built to align with self-service strategies and evolving cashless transaction models, helping organizations maintain speed, consistency, and control.

System Configurations

The cash-to-card system can be deployed in multiple hardware configurations depending on environment, volume, and footprint requirements.

Hoback Cash-to-Card Kiosk

A compact, space-efficient configuration designed for environments where floor space is limited but reliable cash-to-card functionality is still required.

The Hoback model delivers the core capabilities of the system in a smaller footprint, making it a practical option for distributed placement or lower-volume areas within a venue.

Itโ€™s commonly used in reverse ATM deployments where flexibility, footprint, and ease of placement matter as much as performance.

reverse atm cash to card kiosk solution
Encounter Cash-to-Card Kiosk

Encounter Reverse ATM

A versatile, freestanding configuration designed for a wide range of transactional environments.

The Encounter model balances visibility, accessibility, and capacity, making it a strong fit for high-traffic areas where consistent usage is expected.

Itโ€™s commonly deployed in cash-to-card and reverse ATM systems where reliability, user flow, and ease of interaction are critical.

Escape Cash-to-Card Kiosk

A high-capacity configuration designed for demanding environments, including both indoor and outdoor deployments.

The Escape model is built for flexibility in large venues, temporary events, and mobile setups where durability, weather resistance, and ease of deployment are critical.

Itโ€™s commonly used in reverse ATM systems and debit card dispensing solutions for festivals, carnivals, and other high-volume environments.

escape digital transactional and cash to card kiosk

Available Features

Cash to Card Kiosk Software

The software behind REDYREFโ€™s reverse ATM and cash-to-card kiosk systems enables a fully cashless operation without adding complexity at the point of sale.

Once cash is converted at the kiosk, all transactions move through your standard payment infrastructureโ€”keeping the experience consistent across concessions, retail, and other environments. The platform supports multiple payment types and integrates with systems such as loyalty programs and reporting tools.

Built-in reporting and analytics provide visibility into transaction activity, system usage, and performance across locations.

The system also includes security features such as encryption and user authentication, along with support for industry standards like PCI DSSโ€”allowing your business to go cashless with confidence.

cash to card kiosks

They Trust Redyref

Our Valued Clients

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Industries

Reverse ATM Kiosk Applications

Cash-to-card systems are deployed in high-traffic environments where reducing cash handling and maintaining fast, consistent transactions are operational priorities. Cash-to-card kiosks support these environments by converting cash into digital payments, helping operators simplify workflows while improving the cashless customer experience.

Carnivals and Amusement Parks

Temporary and seasonal environments benefit from a centralized way to accept cash without managing it across multiple vendors. Cash-to-card kiosks allow operators to maintain a consistent, cashless experience while simplifying setup, reconciliation, and security.

cash-to-card kiosks at carnival in mobile trailer

Music Festivals

Multi-day events and remote locations require payment systems that are easy to deploy and manage. Cash-to-card kiosks can be integrated into mobile setups, reducing cash handling while maintaining fast, reliable transactions.

music festival

Arcades and Amusement Centers

Cash-to-card systems allow operators to eliminate cash handling while giving guests a simple way to load and manage spending, improving flow and reducing friction at point of sale.

amusement center with kids playing games

Retail Stores

Retail environments can accept cash without handling it directly by converting it into prepaid cards, reducing register complexity and maintaining a consistent payment experience.

upscale shopping mall department store interior

Educational Institutions

Campuses can centralize cash acceptance while maintaining a digital payment experience across services, simplifying payment management for both students and administrators.

college students sitting on lawn studying

Transportation

Transit systems can convert cash into digital fare payments at centralized kiosks, reducing onboard cash handling and improving speed and consistency.

outdoor digital kiosk bus stop

Operations

Operational Impact of Cash-to-Card Systems

Cash-to-card systems donโ€™t just provide another payment optionโ€”they simplify how cash is handled across an entire operation.

By centralizing cash acceptance into a controlled, self-service environment, organizations can reduce complexity at the point of sale while maintaining a fully digital transaction flow.

  • Reduce labor and overhead by eliminating cash handling at registers
  • Speed up transactions and improve throughput
  • Minimize reconciliation and shrink risk
  • Maintain a consistent payment experience
  • Capture revenue from cash users

Instead of managing cash everywhere, you manage it onceโ€”then operate as if your environment is fully cashless.

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Watch REDYREF in Action

Get Started with Cash to card Kiosks and REverse ATMs

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FAQ

About Reverse ATMs & Cash to Card Kiosks

What is a reverse ATM?
A reverse ATM is a self-service kiosk that accepts cash and converts it into a prepaid card that can be used within a venue, retail environment, or other cashless operation. Instead of dispensing cash like a traditional ATM, it brings cash into a digital payment workflow. It is the same as a cash-to-card kiosk. 
How do cash-to-card kiosks work?
A customer inserts cash into the kiosk, and the system issues a prepaid card loaded with that value. The card can then be used like any other payment method within the environment, allowing operators to accept cash without handling it at each point of sale.
Why do businesses use cash-to-card kiosks?
Businesses use cash-to-card kiosks to reduce cash handling, simplify operations, improve transaction speed, and maintain a more consistent payment experience. In some cases, they also help support compliance with cash acceptance requirements.
Are cash-to-card kiosks easy to maintain?
Yes. Routine maintenance is straightforward and typically includes basic cleaning and periodic servicing. Software support, updates, and documentation help ensure the system continues to perform reliably over time.
Can reverse ATM kiosks be installed outdoors?
Yes, but outdoor deployments require hardware designed for the environment. This can include brighter displays for visibility in sunlight, weather protection, and temperature management to ensure reliable operation in varying conditions.
Is training provided for cash-to-card kiosk deployments?
Training and support resources are typically provided so operators understand how to manage the system, assist users when needed, and maintain day-to-day performance after deployment.
What is a reverse ATM used for?
Reverse ATMs are used in environments that want to operate without handling cash while still accepting it from customers. They are commonly deployed in stadiums, entertainment venues, retail locations, and events where speed, security, and operational simplicity are priorities.
Do cash-to-card kiosks charge fees?
Fee structures can vary depending on how the system is configured. Some deployments include a small service fee per transaction, while others are structured so that no fees are charged to the end user. The approach typically depends on the business model and customer experience goals.
Can cash-to-card kiosks be branded for my business?
Yes. Cash-to-card kiosks can be customized with branded user interfaces, messaging, and physical design elements to match the environment they are deployed in. This helps create a consistent customer experience across locations.
How many cash-to-card kiosks does a venue need?
The number of kiosks depends on factors such as venue size, expected traffic, and transaction volume. High-traffic environments may require multiple units placed strategically to maintain flow and avoid lines, while smaller locations may only need one or two units.

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